banco

A1
UK/bæŋk/US/bæŋk/

Formal, Informal, Technical (depending on sense)

My Flashcards

Definition

Meaning

A financial institution where people and businesses keep, borrow, and invest money.

A long, raised mass or slope (e.g., of earth, cloud, or snow); the side of a river; a supply or reserve (e.g., a blood bank); the tilting of an aircraft in flight.

Linguistics

Semantic Notes

The primary financial sense is high-frequency. The 'river' sense is common in physical geography. The 'store/reserve' sense is productive (data bank, gene bank). The 'tilt' sense is specific to aviation. Homophone: 'bank' (verb for financial institution) and 'bank' (verb for tilting) are identical in form.

Dialectal Variation

British vs American Usage

Differences

Minimal differences for core meanings. Some minor variations: 'High street bank' (UK) vs. 'Main street bank' (US). Banking terminology for specific accounts/services may vary.

Connotations

Similar. Both can imply trust/institution (positive) or impersonal bureaucracy (negative) in financial sense.

Frequency

Both core senses (financial and geographical) are equally frequent in both varieties.

Vocabulary

Collocations

strong
bank accountbank loanbank managerriver bankblood bank
medium
central bankinvestment bankbank statementbank transferbank robberybank on something
weak
bank clerkbank vaultbank holidaycloud bankmemory bank

Grammar

Valency Patterns

bank at [institution] (She banks at Barclays.)bank [money] (He banked the cheque.)bank on [someone/something] (We're banking on good weather.)

Vocabulary

Synonyms

Strong

moundembankmentslopepilestorerepository

Neutral

financial institutionlendersavings and loan (US)building society (UK, for mortgages/savings)shore (for river)

Weak

depositorytreasurycacheridge

Vocabulary

Antonyms

spend (verb, financial)withdraw (verb, financial)valley (geographical)hollow (geographical)

Phrases

Idioms & Phrases

  • break the bank
  • laugh all the way to the bank
  • bank on something/someone

Usage

Context Usage

Business

The primary context. Refers to institutions, transactions, loans, and monetary policy.

Academic

Used in economics, finance, geography, and biology (e.g., gene bank).

Everyday

Common for discussing personal finances, riverside locations, or saving things.

Technical

Specific meanings in aviation (to bank a plane), computing (memory bank), and medicine (organ bank).

Examples

By Part of Speech

verb

British English

  • I need to bank this cheque before the weekend.
  • The plane began to bank sharply to the left.

American English

  • I'll bank the deposit on my way home.
  • The pilot had to bank the aircraft to avoid the storm.

adverb

British English

  • The road curved bankingly around the hill.

American English

  • The motorcycle leaned bank into the turn.

adjective

British English

  • It was a bank holiday, so all the shops were closed.
  • He provided his bank details for the transfer.

American English

  • The bank statement showed several unauthorized charges.
  • We're waiting for bank approval on the loan.

Examples

By CEFR Level

A2
  • I go to the bank every Friday.
  • The children played on the river bank.
  • She has a bank account.
B1
  • We need to get a loan from the bank to buy a car.
  • The fog lay in a thick bank over the fields.
  • You can bank on him to be late.
B2
  • The central bank is expected to raise interest rates.
  • They've established a seed bank to preserve biodiversity.
  • The cyclists took the corner at speed, banking their bikes steeply.
C1
  • The scandal caused a run on the bank, threatening its liquidity.
  • The artist utilised a whole bank of monitors for her digital installation.
  • Critics argue that the government is banking too heavily on untested technology.

Learning

Memory Aids

Mnemonic

Think of a PIGGY BANK. A small 'bank' for saving coins. This connects the idea of a container/store (like a river bank contains water) to the financial institution.

Conceptual Metaphor

STORAGE IS A BANK (e.g., data bank, blood bank). TRUST IS A BANK (you 'bank on' someone).

Watch out

Common Pitfalls

Translation Traps (for Russian speakers)

  • Do not confuse 'bank' (банк) with 'bench' (скамья).
  • The verb 'to bank' (положить в банк) is different from 'to bankrupt' (обанкротить).
  • The geographical 'bank' (берег) is mainly for rivers/lakes, not seas (use 'coast' or 'shore').

Common Mistakes

  • Using 'bank' for the seashore (use 'coast').
  • Confusing 'bank on' (rely on) with 'depend on' (though similar).
  • Incorrect preposition: 'I went to the bank for get cash.' (Correct: '...to get cash' or '...to withdraw cash').

Practice

Quiz

Fill in the gap
After the flood, the of the river was completely eroded.
Multiple Choice

What does it mean to 'bank on' someone?

FAQ

Frequently Asked Questions

No, while the financial sense is most common, 'bank' can refer to a river's edge, a store/collection of things (like a blood bank), or the tilt of an aircraft.

'Bank' is typically for rivers and lakes. 'Shore' is for any body of water (sea, lake, river). 'Coast' is specifically where land meets the sea.

Yes. As a verb, it can mean: 1) to deposit money in a bank, 2) to have an account at a bank, 3) to tilt (an aircraft, vehicle, or cycle), and 4) in the phrase 'bank on', meaning to rely on.

Primarily a UK term for a public holiday when banks and most businesses are closed. In the US, similar days are called 'federal holidays' or 'public holidays'.