cash-and-carry: meaning, definition, pronunciation and examples

B2
UK/ˌkæʃ ən ˈkæri/US/ˌkæʃ ən ˈkæri/

Business/Commercial; Informal

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Quick answer

What does “cash-and-carry” mean?

A wholesale store where customers pay in cash and transport goods themselves.

Audio

Pronunciation

Definition

Meaning and Definition

A wholesale store where customers pay in cash and transport goods themselves.

A business model or commercial system where payment is immediate and the buyer assumes responsibility for logistics, often used metaphorically for any no-frills, immediate-transaction scenario.

Dialectal Variation

British vs American Usage

Differences

The term is equally common and understood in both varieties. In the US, it may face more competition from terms like 'wholesale club' or 'warehouse store', but the concept is identical.

Connotations

Connotes practicality, bulk buying, lack of credit, and a business-to-business or serious-shopper focus. No significant difference in connotation between UK and US usage.

Frequency

Slightly higher relative frequency in UK English, where it remains a standard term for a specific type of wholesale retailer. In the US, brand names (Costco, Sam's Club) often overshadow the generic term.

Grammar

How to Use “cash-and-carry” in a Sentence

Shop at [the/ a] cash-and-carryBuy [sth] from [the/ a] cash-and-carry[The/ A] cash-and-carry sells [sth]The [model/ system/ principle] is cash-and-carry

Vocabulary

Collocations

strong
wholesale cash-and-carrylocal cash-and-carrycash-and-carry warehousetrade cash-and-carrymember's cash-and-carry
medium
operate a cash-and-carryshop at a cash-and-carrycash-and-carry pricescash-and-carry businesscash-and-carry goods
weak
large cash-and-carrynew cash-and-carrybusy cash-and-carrycheap cash-and-carry

Examples

Examples of “cash-and-carry” in a Sentence

noun

British English

  • We get all our soft drinks from the cash-and-carry on the industrial estate.
  • Booker is one of the largest cash-and-carries in the UK.

American English

  • He runs a cash-and-carry that supplies to local restaurants.
  • The new cash-and-carry requires a business license to shop there.

Usage

Meaning in Context

Business

Refers to the B2B retail model requiring immediate payment and customer transport, impacting cash flow and logistics.

Academic

Used in economics or business studies to discuss retail formats, supply chains, and payment systems.

Everyday

Used by small business owners, caterers, or individuals buying in bulk.

Technical

May appear in logistics, retail management, or commercial law contexts specifying terms of sale.

Vocabulary

Synonyms of “cash-and-carry”

Strong

wholesalerbulk supplier

Neutral

wholesale warehousewarehouse storewholesale clubtrade depot

Weak

bulk storeself-service warehouse

Vocabulary

Antonyms of “cash-and-carry”

credit account supplierdelivery serviceon-account wholesaleronline retailer (with delivery)

Watch out

Common Mistakes When Using “cash-and-carry”

  • Using 'cash & carry' as a verb (e.g., 'I will cash and carry these goods').
  • Omitting the hyphens, which are standard in the compound modifier.
  • Confusing it with a regular supermarket.

FAQ

Frequently Asked Questions

Often not; many require a business registration or trade membership, though policies vary.

Yes, when used as a compound modifier before a noun (cash-and-carry warehouse) or as a noun itself referring to the store type. It may sometimes appear without hyphens in very informal contexts.

A cash-and-carry is a type of wholesaler. The term specifically emphasizes the immediate payment (cash) and customer transport (carry), distinguishing it from wholesalers who offer credit and/or delivery.

No, it is not standard to use it as a verb. It functions as a noun or an adjective.

A wholesale store where customers pay in cash and transport goods themselves.

Cash-and-carry is usually business/commercial; informal in register.

Cash-and-carry: in British English it is pronounced /ˌkæʃ ən ˈkæri/, and in American English it is pronounced /ˌkæʃ ən ˈkæri/. Tap the audio buttons above to hear it.

Phrases

Idioms & Phrases

  • It's a cash-and-carry operation.
  • adopt a cash-and-carry approach
  • strictly cash-and-carry

Learning

Memory Aids

Mnemonic

Imagine CARRYing CASH to a warehouse to CARRY your goods away.

Conceptual Metaphor

COMMERCE IS A JOURNEY (where you provide both the fuel 'cash' and the vehicle 'carry').

Practice

Quiz

Fill in the gap
Small restaurants often save money by purchasing supplies in bulk from a .
Multiple Choice

What is the defining characteristic of a cash-and-carry business?