kassa

Very High (A1)
UK/bæŋk/US/bæŋk/

Neutral to Formal (Primary sense). Informal in specific contexts (e.g., 'to bank on something').

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Definition

Meaning

A financial institution that accepts deposits, makes loans, and provides other financial services; a place where money is kept, deposited, or invested.

Can refer to a bank building, a reserve or stockpile of something valuable (e.g., a blood bank), or a situation in games like pool where the cue ball is pocketed.

Linguistics

Semantic Notes

The primary sense relates to finance. The verb senses are highly productive: 'to bank' can mean to deposit money, to rely on, or to tilt (as in an aircraft).

Dialectal Variation

British vs American Usage

Differences

Spelling: 'cheque' (UK) vs. 'check' (US) for the paper payment instrument. Terminology: 'current account' (UK) vs. 'checking account' (US). 'High street bank' (UK) is more common than 'main street bank' (US).

Connotations

Similar core connotations of security and finance. UK usage may historically carry stronger associations with traditional high-street institutions.

Frequency

Equally frequent in both dialects for the core noun sense. Specific collocations and phrasal verbs may vary slightly in frequency.

Vocabulary

Collocations

strong
central bankbank accountbank managerbank loanbank holidayriver bank
medium
investment bankbank statementbank transferbank chargesbank robberyblood bank
weak
bank clerkbank vaultbank balancebank draftbank notebank on

Grammar

Valency Patterns

bank (sth) with sb/sthbank on sb/sthbank at (a place)bank against sth

Vocabulary

Synonyms

Strong

depositoryrepositorytreasury

Neutral

financial institutionlendersavings and loancredit union

Weak

firmhousecompany (in finance contexts)

Vocabulary

Antonyms

borrowerdebtorspendwithdraw

Phrases

Idioms & Phrases

  • break the bank
  • laugh all the way to the bank
  • bank on it
  • not a bank

Usage

Context Usage

Business

Primary institution for corporate finance, loans, and treasury management.

Academic

Studied in economics, finance, and sociology (e.g., 'shadow banking system').

Everyday

Managing personal finances, withdrawing cash, paying bills.

Technical

In aviation: 'to bank' an aircraft. In computing: 'memory bank'. In geography: 'river bank'.

Examples

By Part of Speech

verb

British English

  • I need to bank this cheque before the weekend.
  • The pilot began to bank the plane steeply.

American English

  • I'll bank this check on my way home.
  • You can bank on her to be on time.

adjective

British English

  • The bank transfer should arrive today.
  • We're waiting for bank approval.

Examples

By CEFR Level

A2
  • There is a bank next to the supermarket.
  • I have money in the bank.
B1
  • I need to go to the bank to withdraw some cash.
  • The company took out a bank loan to expand.
B2
  • After the merger, the bank's shares soared on the stock market.
  • We're banking on good weather for the outdoor event.
C1
  • The central bank's decision to raise interest rates sent shockwaves through the financial sector.
  • The aircraft banked sharply to avoid the storm cloud.

Learning

Memory Aids

Mnemonic

Think of a piggy BANK on the BANK of a river, saving your money.

Conceptual Metaphor

MONEY IS A LIQUID RESOURCE (bank as a container/reservoir). TRUST/RELIANCE IS A FINANCIAL INVESTMENT ('I'm banking on you').

Watch out

Common Pitfalls

Translation Traps (for Russian speakers)

  • Avoid translating 'bank' as 'банка' (which is a jar/tin). The correct direct translation for the institution is 'банк'. 'River bank' is 'берег'.

Common Mistakes

  • Incorrect article: 'I go to bank' instead of 'I go to the bank'. Confusing 'bank' (institution) with 'bench' (seat). Misspelling as 'banck'.

Practice

Quiz

Fill in the gap
Before you can get a mortgage, the will need to see proof of your income.
Multiple Choice

What does the phrasal verb 'bank on' mean?

FAQ

Frequently Asked Questions

No, it has multiple meanings including the land beside a river, a storage place (e.g., blood bank), and the action of tilting an aircraft.

A bank is a for-profit financial institution open to all. A credit union is a non-profit cooperative owned by its members. A building society (UK) is similar to a credit union, focused on savings and mortgages.

It can mean to deposit money ('bank a cheque'), to rely on ('bank on success'), or to tilt ('the plane banked'). The correct preposition changes the meaning.

It's an idiom meaning to cost too much money, to be very expensive, or to ruin someone financially.