outgoings

B2-C1
UK/ˈaʊtˌɡəʊ.ɪŋz/US/ˈaʊtˌɡoʊ.ɪŋz/

Formal, Business/Financial

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Definition

Meaning

Regular money spent; expenses.

The amounts of money a person or organization pays out regularly, such as rent, utilities, loans, and other operational costs. Can also refer figuratively to the resources (e.g., time, energy) that are expended.

Linguistics

Semantic Notes

Always plural. Refers to the totality of expenditure items, not a single cost. Contrasts with 'income' or 'receipts'. Used primarily for recurring, regular expenditures rather than one-off purchases.

Dialectal Variation

British vs American Usage

Differences

Common and standard in British English. In American English, 'expenses' is overwhelmingly preferred in most contexts; 'outgoings' is rare, formal, and may sound like a Britishism.

Connotations

In British English, it is a neutral, standard business/financial term. In American English, if used, it can sound technical, archaic, or overly formal.

Frequency

High frequency in UK business/financial contexts. Very low frequency in US English.

Vocabulary

Collocations

strong
monthly outgoingsregular outgoingstotal outgoingsfixed outgoingsreduce your outgoingscover your outgoings
medium
business outgoingsdomestic outgoingsessential outgoingsfinancial outgoingscalculate outgoingsmanage outgoings
weak
high outgoingslow outgoingsnecessary outgoingsreview outgoingscontrol outgoings

Grammar

Valency Patterns

[Subject] has/have [adjective] outgoings.[Verb] (calculate/reduce/manage) your outgoings.Outgoings on [item] (e.g., rent).Outgoings exceed income.

Vocabulary

Synonyms

Strong

expendituredisbursements

Neutral

expensesexpenditurepaymentsoutlay

Weak

costsbillsoverheads

Vocabulary

Antonyms

incomereceiptsrevenueincomingsearnings

Phrases

Idioms & Phrases

  • [Your] outgoings exceed your income (leading to debt).

Usage

Context Usage

Business

A key term in budgeting and financial statements, e.g., 'The company's monthly outgoings include rent, salaries, and software subscriptions.'

Academic

Used in economics and business studies papers discussing household or corporate finance.

Everyday

Common in UK personal finance discussions, e.g., 'Before getting a mortgage, you need to list all your monthly outgoings.'

Technical

Used in accounting and bookkeeping to categorize money paid out.

Examples

By Part of Speech

verb

British English

  • The funds outgo to suppliers on the 15th of each month. (rare, archaic)

American English

  • (Virtually never used as a verb.)

adverb

British English

  • (No adverbial form for the financial term.)

American English

  • (No adverbial form for the financial term.)

adjective

British English

  • (The adjective is 'outgoing' and is unrelated to finance, e.g., an outgoing personality.)

American English

  • (Same as British.)

Examples

By CEFR Level

A2
  • (Not typically introduced at A2.)
B1
  • My main outgoings are rent and food.
  • You should write a list of your outgoings.
B2
  • After the rent increase, her monthly outgoings rose by £200.
  • The business must keep its outgoings lower than its income to be profitable.
C1
  • A detailed cash flow projection requires an accurate forecast of both anticipated income and fixed outgoings.
  • The consultancy recommended a thorough review of all operational outgoings to identify potential savings.

Learning

Memory Aids

Mnemonic

Think of money GOING OUT of your pocket. OUT + GO + INGS = the things (plural) that go out.

Conceptual Metaphor

FINANCE IS LIQUID FLOW (money flows out).

Watch out

Common Pitfalls

Translation Traps (for Russian speakers)

  • Do not translate as 'исходящие' (which refers to outgoing mail/messages). The correct conceptual translation is 'расходы' (expenses).

Common Mistakes

  • Using it as a singular noun (e.g., 'a high outgoing'). It is always plural. Confusing it with 'outgoing' (adjective) meaning sociable.

Practice

Quiz

Fill in the gap
Before applying for the loan, the bank asked me to provide a statement detailing all my monthly .
Multiple Choice

In which variety of English is 'outgoings' the most common and natural term for regular expenses?

FAQ

Frequently Asked Questions

It is exclusively a plural noun. You cannot have 'an outgoing' in the financial sense.

The most common and direct equivalent in American English is 'expenses'.

Yes, it is commonly used in British English for both personal/household finances and business finances.

'Outgoings' typically refers to specific, regular items of expense. 'Expenditure' is a more general, often uncountable term for the total amount of money spent.