pawnbroker: meaning, definition, pronunciation and examples

C1
UK/ˈpɔːnˌbrəʊ.kər/US/ˈpɔːnˌbroʊ.kɚ/

formal / specific business

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Quick answer

What does “pawnbroker” mean?

A person or business that lends money at interest in exchange for personal property left as security.

Audio

Pronunciation

Definition

Meaning and Definition

A person or business that lends money at interest in exchange for personal property left as security.

A financial service provider operating a pawn shop, offering short-term secured loans and often selling forfeited items; sometimes carries a historical or socio-economic connotation.

Dialectal Variation

British vs American Usage

Differences

No significant lexical differences. Spelling and concept are identical.

Connotations

In both varieties, it can carry neutral business connotations or slightly negative ones associated with financial hardship.

Frequency

Equally low-frequency in both dialects, used primarily in specific contexts.

Grammar

How to Use “pawnbroker” in a Sentence

[pawnbroker] + [verb: lent, assessed, sold][customer] + [verb: took sth to] + [pawnbroker]

Vocabulary

Collocations

strong
licensed pawnbrokerlocal pawnbrokerpawnbroker's shoppawnbroker's licence
medium
visit the pawnbrokerowned by a pawnbrokerworked as a pawnbroker
weak
reputable pawnbrokertraditional pawnbrokerfamily-run pawnbroker

Examples

Examples of “pawnbroker” in a Sentence

verb

British English

  • N/A

American English

  • N/A

adverb

British English

  • N/A

American English

  • N/A

adjective

British English

  • N/A

American English

  • N/A

Usage

Meaning in Context

Business

Refers to a regulated financial service sector offering secured micro-loans.

Academic

Used in economic history, sociology, or urban studies discussing informal credit systems.

Everyday

Used when someone needs a quick loan against an item of value.

Technical

Specific legal and financial regulations govern pawnbrokers' operations.

Vocabulary

Synonyms of “pawnbroker”

Strong

lombard (historical)pledge-taker

Neutral

pawn shop ownercollateral loan provider

Weak

money lender (contextual)second-hand dealer (secondary function)

Vocabulary

Antonyms of “pawnbroker”

banker (unsecured lender)philanthropistdonor

Watch out

Common Mistakes When Using “pawnbroker”

  • Using 'pawnbroker' to mean the customer (the person pawning). Incorrect: *'I was a pawnbroker for my watch.' Correct: 'I took my watch to a pawnbroker.'

FAQ

Frequently Asked Questions

Not exactly. A pawnbroker provides secured loans (against physical collateral), while a money lender often provides unsecured loans.

Yes, many pawnbrokers also buy items outright, but their core business is offering loans with the item as collateral.

It is a neutral business term, but historically it can be associated with financial desperation, so context affects connotation.

It's a traditional symbol, likely derived from the Medici family coat of arms, representing the lending of money.

A person or business that lends money at interest in exchange for personal property left as security.

Pawnbroker is usually formal / specific business in register.

Pawnbroker: in British English it is pronounced /ˈpɔːnˌbrəʊ.kər/, and in American English it is pronounced /ˈpɔːnˌbroʊ.kɚ/. Tap the audio buttons above to hear it.

Phrases

Idioms & Phrases

  • In hock to the pawnbroker

Learning

Memory Aids

Mnemonic

Think: PAWN (leave an item) + BROKER (dealer) = a broker who deals with pawned items.

Conceptual Metaphor

A FINANCIAL SAFETY NET (last resort for immediate cash).

Practice

Quiz

Fill in the gap
If you need a small, quick loan, you might take a valuable item to a .
Multiple Choice

What is the primary function of a pawnbroker?