time value: meaning, definition, pronunciation and examples

C1
UK/ˈtaɪm ˌvæljuː/US/ˈtaɪm ˌvælju/

Technical, Formal, Business

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Quick answer

What does “time value” mean?

The measurement or assigned worth of a duration.

Audio

Pronunciation

Definition

Meaning and Definition

The measurement or assigned worth of a duration; in finance, the principle that money available now is worth more than the identical sum in the future due to its potential earning capacity.

The relative importance or priority given to time in different contexts; in music, the duration of a note; in computer science, a data type for dates and times; in physics/philosophy, time considered as a quantifiable variable.

Dialectal Variation

British vs American Usage

Differences

No significant lexical differences. The financial concept 'time value of money' is identical in both variants.

Connotations

Slightly more associated with formal business/finance contexts in both regions.

Frequency

Low frequency in everyday speech, but standard and frequent in specialist domains like finance, music theory, and project management.

Grammar

How to Use “time value” in a Sentence

the time value of [noun: money, an option, a note]assign a time value to [noun phrase]calculate/based on time value

Vocabulary

Collocations

strong
calculate the time valuetime value of moneydiscounted time valuemusical time valuepresent time value
medium
intrinsic and time valueunderstand the time valuehigh time valueestimate the time value
weak
great time valuelost time valueprecious time value

Examples

Examples of “time value” in a Sentence

adjective

British English

  • The time-value adjustment was critical for the audit.
  • They performed a time-value analysis.

American English

  • The time-value adjustment was critical for the audit.
  • They performed a time-value analysis.

Usage

Meaning in Context

Business

Crucial in finance for investment appraisal, discounting cash flows, and option pricing (e.g., 'The option's price consists of intrinsic value and time value.').

Academic

Used in economics, finance, musicology, and physics papers to denote quantified temporal measurement.

Everyday

Rare in casual talk. May appear in discussions about productivity or life priorities (e.g., 'I'm reassessing the time value I give to social media.').

Technical

Precise meaning in music (note length), computing (timestamp data), and engineering (scheduling algorithms).

Vocabulary

Synonyms of “time value”

Strong

present value (finance)note value (music)time premium (finance)

Neutral

duration worthtemporal worthtime's worth

Weak

time prioritychronological valuetemporal valuation

Vocabulary

Antonyms of “time value”

intrinsic value (in finance, as a component of option pricing)face valuenominal value

Watch out

Common Mistakes When Using “time value”

  • Using 'time value' as a verb (e.g., 'We need to time value this project.' – INCORRECT).
  • Confusing 'time value' with 'time management'.
  • Misspelling as 'timevalue' (should be two words or hyphenated as a modifier: 'time-value calculation').

FAQ

Frequently Asked Questions

It is typically two words ('time value'), though it is often hyphenated when used as a compound modifier before a noun (e.g., 'time-value calculation').

For an option, intrinsic value is the profit if exercised immediately (e.g., stock price minus strike price for a call). Time value is the extra amount investors pay for the possibility the option will gain more intrinsic value before it expires.

It's uncommon in casual chat. In everyday contexts, people are more likely to say 'value of time' or 'what your time is worth' rather than the technical compound noun 'time value'.

No, there is no standard verb 'to time value'. The related action is expressed with verbs like 'calculate', 'discount', 'assess', or 'value over time'.

The measurement or assigned worth of a duration.

Time value is usually technical, formal, business in register.

Time value: in British English it is pronounced /ˈtaɪm ˌvæljuː/, and in American English it is pronounced /ˈtaɪm ˌvælju/. Tap the audio buttons above to hear it.

Phrases

Idioms & Phrases

  • Time is money.
  • A stitch in time saves nine.
  • In the nick of time.

Learning

Memory Aids

Mnemonic

Think of 'TIME VALUE' as a price tag on a clock – it tells you what a specific amount of time is WORTH.

Conceptual Metaphor

TIME IS A COMMODITY / RESOURCE (that can be spent, saved, wasted, invested, and has a measurable value).

Practice

Quiz

Fill in the gap
In finance, the of money means a pound today is worth more than a pound tomorrow.
Multiple Choice

In which field is 'time value' a technical term for the duration of a note?